How arduous is it to purchase a rental property in 2024? With all the thrill round excessive rates of interest and hovering residence costs, you’d assume that investing in right this moment’s market is a misplaced trigger. But when a nineteen-year-old can take down his first actual property deal with little or no training or expertise, there’s no motive why you’ll be able to’t make investments, too!
Welcome again to the Actual Property Rookie podcast! After studying about FIRE (monetary independence, retire early), Elijah Berg realized that rich folks had one thing in frequent. They weren’t simply investing in shares; additionally they owned actual property! Decided to observe of their footsteps, Elijah began saving for a down fee and constructed his purchase field. Subsequent, he discovered an investor-friendly agent and lender to assist him discover and fund his property. Ultimately, he discovered a diamond within the tough—a duplex in an A-class neighborhood.
Tune in as Elijah walks you thru his first deal and shares some private finance ideas that helped him put together for his first funding. On this episode, you’re going to study why time available in the market is nonetheless extra necessary than timing the market, and why new buyers shouldn’t enable worry of the unknown to cease them from investing in 2024!
Ashley:
We’ve heard from our rookie viewers that you just want to hear extra from true rookies. And right this moment we’re bringing on a visitor who has one property that he bought inside the final 12 months. In fact, he hopes to ultimately retire from actual property, however he’s simply getting began. He’s positively the inspiration we’d all want proper now that purchasing actual property after the low pandemic rate of interest remains to be very attainable. That is the Actual Property Rookie podcast. I’m Ashley Kehr, and I’m right here with Tony J Robinson.
Tony:
And welcome to the present the place each week, thrice every week, we deliver you the inspiration, motivation, and tales it is advisable hear to kickstart your investing journey. Now Elijah, welcome to the podcast brother. Tremendous excited to be chatting with you right this moment, man.
Elijah:
Hello Tony. Thanks. It’s greater than a pleasure to be right here with you guys
Tony:
At 19 years outdated. It’s an unbelievable accomplishment to already be investing in actual property.
Ashley:
Yeah. Elijah, to start out the showcase and also you went into point out your 19 12 months, so what have been you doing earlier than to procure your first property?
Elijah:
A little bit background about me. I work at m and t Financial institution. I’m the vocal custodian there. I’m a boxer, registered boxer inside raised health club. I do lots of fishing, play video video games typically, however not a lot then. In order that’s sort of why I got here dressed like this and never my swimsuit that I put on on the financial institution to indicate I’m not some man with a high hat and a monocle and I’m identical to a standard child. Most individuals are calling me a child nonetheless, however I’m sort of an grownup now. So I discovered hearth, financially, impartial, retire early after doing a little digging.
Ashley:
So Elijah, simply actual fast, if you found hearth, what made you resolve that you just have been going to make use of actual property as your car to achieve that monetary independence?
Elijah:
And I knew throughout after I was doing penny shares and buying and selling all that, I knew there’s no manner all the large cash getters, there’s no manner all the large fish are sitting right here doing this. There needs to be one thing completely different and it’s actual property, which it’s loopy sufficient to assume that. And actually, with it being actual property, I believe it’s a must to sort of discover your individual Why? Simply because actual property was sort of the highest finish. Me beginning off in residential, my finish aim is to be business, ultimately transfer to inns and large syndications like that. In order that’s the tip aim. However beginning small like this, you bought to appreciate that it’s a must to discover love on this. I wouldn’t be doing, there’s the rationale why I stop buying and selling and funding and stuff like that. I didn’t find it irresistible. I had no management over that variable. In actual property, you will have lots of management. It’s much more forgiving and I really find it irresistible. I like saying that I’m the owner. I like going to my property, rehabbing it each day. It’s one thing that I like. I’m constructing fairly actually an empire. That is an empire. Because of this I find it irresistible.
Tony:
Now, Elijah, I’m tremendous curious man, as a result of we’ve got lots of of us who’re, you stated you’re 19, however we’ve got lots of of us who’re of their twenties, thirties, forties, fifties, sixties, who haven’t but discovered how you can save the capital that’s required to truly exit and buy actual property. And these are individuals who have possibly had two or three a long time on you to truly save that cash. So I believe the largest query for me proper now’s how did you as an adolescent accumulate sufficient capital to truly go on the market and purchase one thing?
Elijah:
Yeah, that’s a extremely good query, Tony, which it’s sort of like a caveat, sort of like a trick query sort of since you obtained to think about it like me being so younger, fortunately I took the trail out to study this and I by no means grew up on dangerous debt. I didn’t have the time to learn to improperly use a bank card or how you can tackle dangerous debt. After which now I’m in some rabbit gap. I’m probably the most frugal particular person ever. Once I go to the grocery retailer, I solely go there to get what I want after which I’m out. I’m not getting bag of chips and all this as a result of all that stuff, despite the fact that it’s small, it actually does add up over time. As a substitute of driving to my fishing spot, I’ll go trip my bike to my fishing spot. That’s how frugal that I’ll actually get.
So yeah, I used to be 14. Yeah, I’d say I used to be 14 after I first began. I’d say a job. I used to be mowing my neighbor’s garden for cash on the weekend, after which at 16 I really obtained my working papers. I labored at Dunkin Donuts for a very long time. Effectively, not a very long time, solely two years simply to avoid wasting up as a lot for my automobile. After which after I purchased my automobile, I used to be like, wow, I simply labored all that point simply to purchase this automobile and now my cash’s gone. I’ve a automobile, however now I’ve no cash.
Ashley:
You didn’t have that gratification of the sort of reward. Yeah.
Tony:
Elijah, I wish to return to your level although concerning the saving piece as a result of once more, the preliminary capital is the place lots of of us get caught. So clearly you’re working full-time at 16 years outdated, which is wonderful. However possibly what have been some particular private finance ideas that you just employed you could possibly share with the Ricky viewers to assist them save for that first deal?
Elijah:
Yeah, so going again to how I stated due to my age, I actually needed to not begin off on the mistaken monitor, taking up big scholar mortgage debt, taking up big bank card debt and doing all this nonsense. I sort of took the outing to essentially examine and the way I can save as a lot as I probably can from the preliminary place to begin after I purchased my automobile and went from zero in my head was as a result of I’m so younger, I don’t have any payments, I don’t have something, payments my gasoline and meals that I needed to essentially get. So I stated in my head, I’m saving the whole lot I can to place this cash in as a result of to be able to become profitable, it’s a must to spend cash. So I’m saving probably the most that I can to be able to hopefully challenge me someplace into wherever I wish to be sooner or later, which is right here. And from that point, I had no clue it was going to be actual property. I had no clue I used to be going to purchase my home, which is admittedly loopy to consider how in that brief quantity of timeframe that I switched from saving as a lot as I can to hopefully use it sooner or later to higher myself to now investing in actual property.
Ashley:
After a fast break, we’re going to listen to extra about how Elijah sourced his first property with an investor pleasant agent. Do you want an amazing agent too? Go to biggerpockets.com/agent. Welcome again to the present. Elijah, if you have been saving, did you will have a quantity in thoughts or did you do any sort of analysis, get a pre-approval to understand how a lot capital you really wanted to purchase your first property?
Elijah:
So I by no means really had a finances beginning. I spend money on Liverpool, New York, which is true throughout from Syracuse, New York, not that removed from Buffalo, which is once more, it’s tremendous loopy to be right here, Ashley, and he’s like, you’re not even that distant. It’s solely a pair hours. However yeah, I knew I didn’t wish to spend money on a single household I knew needed to go multifamily, actually solely a few 5 or 10% distinction between shopping for a fourplex and shopping for a single household unit and sustaining it and managing it other than the fee and why not? So I hoped to get a fourplex, however the market right here in Liverpool was sort of arduous for that. So I settled for the duplex, which going again to understanding your market sort of, that’s what I imply. You sort of need to know your market and the place you’re shopping for as a result of with my DTI knew that I wanted to have the preliminary capital, which relying on what mortgage you’re utilizing, that’s going to be nonetheless a lot you’re going to be placing down.
I wanted to have my private reserves, six months of private reserves. I needed to have 5% reserves for the property in case a heater goes out, no matter goes out, I nonetheless have that preliminary reserve put aside, not counting it inside the cashflow reserve, CapEx, no matter. That’s sort of after I refine, I didn’t know, okay, what mortgage product do I actually wish to use to be able to decrease my preliminary down fee, which is on the finish all be all goes to maintain extra money in my pocket on the finish of the day. So at the moment, that’s proper. When the brand new Fannie Mae, Freddie Mac, 5% down, that new mortgage got here out.
Ashley:
The standard one?
Elijah:
Yep. Yeah. Yep. Typical 5% down Freddie Mae and Fannie Mac. So we used that. And on the time, which is now not accessible proper now, there was a DL grant for first time residence consumers, which my mortgage officer very really helpful me to make use of. In any other case my DTI can be manner too excessive for me to afford this. So with these two, that’s how we actually initially afforded buying the property utilizing that grant, which is now not, I’m certain different banks have it. I imply T doesn’t proper now. So it was solely distributed per financial institution for first time residence consumers. So I used to be actually fortunate to get part of that.
Ashley:
Did your mortgage officer let you know about this grant?
Elijah:
Sure, sure, she did.
Ashley:
Oh, cool. Yeah. Superior.
Elijah:
That’s the one factor I didn’t find out about actual property is you possibly can have an agent who’s not likely an investor agent, they’re going to go to the home they usually’re going to indicate you cupboards and stuff like that. They’re not going to essentially present you the divot within the ceiling. That’s going to be a giant CapEx drawback or how the world is that’s going to be available in the market hire. So with my lender, I knew I needed to have an actual property investor pleasant landlord lender, which me working on the financial institution, I actually sat proper throughout from her on Wednesdays. So it was rather a lot simpler to speak along with her versus having to do it over e mail or everybody name it like that.
Ashley:
And for anybody who isn’t sitting proper subsequent to a lender, you’ll be able to go to biggerpockets.com/lender. And I believe when you’re speaking with lenders, that may be a nice query so as to add to that preliminary session is do you will have any grants accessible? Nice query so as to add.
Tony:
Only one observe as much as that too. And Elijah, you make an amazing level, and Ashley and I’ve talked about this within the podcast earlier than, however as you’re searching for particularly your first actual property deal, if you go speak to lenders, don’t essentially inform them, Hey, that is the mortgage product that I would like. The aim and the higher technique is to say, Hey, right here’s the aim of what I’m making an attempt to perform. I wish to purchase a small multifamily, and if you say Liverpool within the Liverpool space, and hey, what do you assume is the very best mortgage product for me? After which allow them to assess your total state of affairs and say, effectively, hey, Elijah, you’re really a primary time residence purchaser, so we are able to use this and we are able to mix it with this, and now you’ve obtained a extremely low price mortgage product to make use of. So necessary factor you stroll into the financial institution and also you say, right here’s my aim. Don’t stroll into the financial institution and say, right here’s a mortgage product that I wish to use.
Elijah:
Precisely. They’re going to stay you with that.
Tony:
Yeah, yeah. They’ll simply give it to you. Proper. So Elijah, we’ve got a way of the purchase field. We’ve a way of the sort of debt that you just used, however I wish to possibly get into some extra specifics concerning the property itself. So we all know it’s a duplex. How did you really discover this deal?
Elijah:
Yeah, so it was really by means of my realtor who I discovered on BiggerPockets.
Ashley:
Superior. We love that. Within the boards or on the agent finder?
Elijah:
On the agent finder, what I did is I put in my, okay, I’m going to get into one thing that you just shouldn’t do in a second, however Steven, thanks a lot for the whole lot. I wouldn’t be right here with out you, which I discovered him on the BiggerPockets. So once more, what I did do, which I don’t assume you need to do, is I went on the agent finder and I messaged each single one of many brokers to sort of simply discover who I actually needed to work with. As a result of earlier than I obtained into discovering an agent, one in all my staff on the financial institution sort of really helpful me to an agent, however he was a type of brokers who aren’t actually an actual property investor agent. So after messaging all of these brokers on the BiggerPockets discussion board, I used to be sort of like, okay, I wish to go view. How am I going to know?
How are you going to work for me? If we’re simply sitting right here speaking, we’re not really viewing their properties. And I’m really glad I did this, which I’m not recommending once more. So I visited a property with a type of brokers, appropriate, and I advised them from the very starting that that is my first property I wish to, and I’m speaking to a number of different brokers simply so I can see how issues go. So viewing the primary property, the primary agent, I’m not going to say any names or something like that. He was sort of simply the opposite brokers sort of simply let me stroll by means of. He wasn’t actually exhibiting me, have a look at this dip within the ceiling, that’s going to be an enormous CapEx drawback. Have a look at the muse. That’s going to be one other big CapEx drawback. He was sort of simply letting me stroll out and really feel it out the identical.
So I used to be like, okay, possibly that’s simply how it’s, possibly it’s not. So I went to go assessment it with the opposite agent. This wasn’t Steven, and it was sort of just about the identical factor. And I used to be like, okay. However the second I talked to Steven, it was a recreation changer. Inside my first couple sentences, I used to be like, I’m sort of making an attempt to flee the rat race. I see my path by means of actual property. And he was like, oh my gosh. Lots of people speak to him they usually wish to go view properties and all these items, however they haven’t even learn a e-book of Wealthy Dad Port Avenue or one thing like that. They haven’t begun to get their first step of self-education earlier than making an attempt to exit and do all these items. So the very second that I even spoke to Steven and walked into the property, he was like, have a look at this, have a look at that.
Have a look at this, have a look at that. You don’t need this, you don’t need that. I wouldn’t purchase this. I wouldn’t do this. And that’s the realtor who I needed. I obtained slightly bit backlash from that as a result of working with Steven after that, the opposite two realtors who I sort of was like, okay, to not actually say I don’t wish to work with you anymore, however sort of simply terminating the connection, not like that I owe them something. I used to be solely viewing the property. You solely get the cash off of the sale, off of the property, and I sort of obtained a relationship backlash or that, why are you speaking to this realtor if you’re speaking? You recognize what I’m saying? Yeah.
Tony:
And Elijah, you stated that you just don’t suggest doing it that manner, however actually, I believe there’s lots of worth in getting a superb really feel for an agent earlier than you really resolve to work with them. Now, I’m not an actual property agent, so don’t quote me on this, however clearly with the authorized modifications, the NAR settlement that occurred earlier this 12 months, I’m virtually sure now that earlier than an agent may even present you a property, it’s a must to signal a purchaser’s illustration settlement now. In order that actual technique could be slightly bit tougher, however there’s nonetheless different methods, I believe, to suss out who the brokers are and which of them you wish to work with. So it feels like Elijah, this investor-friendly agent that you just met by means of bp, they have been those that discovered that duplex for you. And was it simply listed on the MLS?
Elijah:
Yep. We visited, it was each single weekend for that preliminary, it was January in the direction of the start of January the place I used to be like, okay, when am I? I’m carried out ready in time to drag the set off. Met Steven from then till April. We have been visiting properties each single weekend, and so it was this one property, it simply got here available on the market. He despatched it to me and he was like, I believe we must always verify this out. I used to be like, okay, let’s go test it out. And the second we obtained there, it’s an A category, I’d say it’s an A category neighborhood. It’s positively a category neighborhood. It was excellent walkthrough and all that. And on the finish of the walkthrough he was like, yeah, we’re not getting this. There’s no probability. It was simply that good. And he was like, I personally would put a proposal on this in case you don’t. In order that was form, okay, I obtained to do that. However he was like, we’re not getting this. So he’s like, do you continue to wish to put a proposal on this? I used to be like, yeah, effectively why not?
Ashley:
Yeah, you may as effectively attempt
Tony:
Elijah. One fast follow-up query. When did you really shut on this property?
Elijah:
It was July thirty first
Tony:
Of this 12 months?
Elijah:
Sure.
Tony:
Superior. So the rationale why I ask that’s as a result of there’s lots of actual property buyers who say that there are not any good offers on the MLS, however I believe you simply proved that relying in your technique, relying in your location, relying in your sort of marketing strategy, there are very a lot nonetheless offers accessible immediately on the MLS. And kudos to you for utilizing that. It was a simple useful resource for you.
Elijah:
Sure, positively. I do assume it’s slightly little bit of luck as a result of there was 10 buyers who seemed on the property earlier than me, and I’m technically not the primary place winner, the primary place purchaser. His lender couldn’t, or his lender determined, you’ll be able to’t afford this. So that they backed right down to the second place purchaser who was me. So in a roundabout way I believe it was sort of luck, however not likely, as a result of I’m the one who put on this time, dedication, training and willpower, blood, sweat, and tears to truly be right here. So in a roundabout way I believe it’s slightly little bit of a combination.
Tony:
Alright guys, we’ve got to take our last break, however extra from Elijah on how you can break into right this moment’s market as a rookie proper after this. Alright, let’s soar again in with Elijah.
Ashley:
So what was the precise asking value of this property?
Elijah:
So it was 165,000 and I put in a proposal 180, which was my highest that I used to be going to go.
Ashley:
And did they accepted it immediately or did it’s a must to counter with them in any respect?
Elijah:
Yep. So as a result of the primary place winner, I’m unsure how a lot he supplied, it was in all probability manner above 180, however his lender stated, Nope, you’ll be able to’t afford this. So that they sort of simply went right down to the second answer.
Ashley:
So then they got here again to you. And that’s the reason it’s at all times so necessary to place a proposal in since you by no means know what may occur if there may be a proposal increased than you, as a result of I’ve had that occur earlier than too, the place one thing occurs they usually come again to me and say, what? We’d really wish to take your provide. So such an amazing concept. Persistence put in that supply it doesn’t matter what, and thank goodness you probably did. Yeah. Okay. So now you’ve obtained this property. What have been you so far as the rehab? How a lot did you estimate for the rehab and the way a lot did it really price to do the rehab on the property?
Elijah:
In order that’s sort of one thing that I’m nonetheless within the center. I’m myself am doing the rehab. I inherited one aspect of the unit, so I don’t plan on rehabbing that till the tenants transfer out. The opposite unit, the primary time I walked into there, I used to be like, oh my gosh, I’m going to have to tear down this wall. There’s lots of cracks within the wall and stuff. I’m going to have to tear up this ground. The flooring have been utterly shot after I stated, oh my gosh, I’m going to have to tear down all these partitions to all of the cracks and stuff like that. I didn’t notice that the partitions have been plaster and never drywall. So all I needed to do was scrape and joint and no matter. It’s not drywall or it’s water. Rattling drafted tape, take all of it out. And the flooring have been simply extraordinarily effectively worn.
I didn’t need to take ’em up. All I’ve to do is take a drum stander to it. So it’s easy stuff like that, which sort of saved me from the second that I bought this property. And I’ve been doing rehab on this each day. I’ve spent in all probability $10 on simply stuff, even solely $10 as a result of a lot of the stuff I’ve already had, or I’m simply getting from my mentor, working below his wing for a very long time. I’m sort of simply utilizing his instruments. I assumed I used to be going to have purchase all these sheets of sheet rock, go in there, take all it. However in actuality, it’s only a lot. Nothing’s arduous. It’s simply lots of tedious work, like scraping the partitions after which taping after which jointing, after which portray over that after which drum sanding, making use of the polyurethane, stuff like that. It’s actually simply tedious work. Nothing’s arduous or actually that costly.
Tony:
Ought to study rather a lot Elijah is what it feels like, man.
Elijah:
Yeah, it’s lots of YouTube college,
Tony:
Lots of YouTube college, which is sweet. I suppose one final observe up query. You stated the acquisition value was 180, and I do know you had the grant that assisted with the down fee. So Elijah, what was your precise out of pocket expense to buy the property?
Elijah:
Like my money to shut or what my mortgage worth is true now?
Tony:
Your precise money to shut, how a lot did it’s a must to deliver to the desk?
Elijah:
So my money to shut was round, it was 19, round 19,000.
Ashley:
And that was with closing prices? Every part.
Elijah:
Yep. Every part,
Ashley:
Yeah. Very good. For a traditional mortgage. And what was your rate of interest on this mortgage?
Elijah:
It was, so I used to be alleged to have a decrease rate of interest as a result of I’m an worker of the financial institution, however as a result of I used to be capable of get that mortgage, they’re like, nah, you’ll be able to’t. That’s the humorous factor about underwriters
Ashley:
Can’t double dip.
Elijah:
Yeah. So it was 6.5.
Tony:
That’s really fairly good.
Elijah:
Traditionally, that is what lots of people don’t see is traditionally rates of interest have been rather a lot increased than some six, seven, even 8%. And even worrying about that small rate of interest, the appreciation of your home appreciates by 5% yearly. So when you’re worrying about some 6% rate of interest there, property of your home of the worth goes up by 5% annually. So it doesn’t actually, lots of people don’t actually get that half.
Ashley:
Tony, I believe one takeaway for you right here is that Sean must get his subsequent job on the financial institution whereas he’s in highschool in order that he will get a reduction on rate of interest to purchase homes for you. There you
Tony:
Go. So Elijah, I suppose what would you say, since you’ve taken this deal down in a time when lots of people with possibly extra life expertise, with possibly more money, with possibly extra sources have been sitting on the sidelines as a result of they really feel that 2024 isn’t the time to spend money on actual property. I suppose, what would you say to these of us you assume that possibly proper now shouldn’t be the very best time,
Elijah:
Not the very best time to be sitting on the sidelines,
Tony:
Not the very best time to spend money on actual property?
Elijah:
Actually, you simply query actually why? As a result of in my eyes, 2024 is sort of the golden age to be investing in actual property. So there’s individuals who assume that not investing proper now’s going to get you wherever as a result of the rates of interest and all these items. Investing in actual property shouldn’t be about timing the market, it’s about time available in the market. So it doesn’t actually make sense to be sitting on the sidelines. And I sort of thought that that was my ideology too, is that if I simply wait it out and anticipate the curiosity to go decrease and stuff like that, issues’ are going to get rather a lot higher. However how I simply saying it’s about time available in the market, that’s the way you take advantage of cash is thru cashflow and appreciation and outweighing all these different stuff that in fact goes to have an effect on the market that you just don’t actually have a controllable variable over sort of getting over that worry is what is admittedly going to find out to show the tables. The dialogue I had with my mentor LaShaun is it was like I took a 12 months of simply going by means of monetary training, how you can really handle the property, accounting, insurance coverage, stuff like that. A complete 12 months of simply educating myself earlier than and clearly saving the capital to truly pull the set off to LaShawn. It was sort of like, why? What are you ready for?
And the tip all be all, it was simply worry. And to him he was like, what are you afraid of? And it’s simply all the opposite variables that everybody like, what if the home burns down? Or what if this goes on and I don’t come up with the money for saved up? However on the finish of the day, that’s simply worry. So long as you’ve saved, so long as you’ve carried out what you wanted to do in your phrases of due diligence, then that ought to all be taken care of. On the finish of the day, if that ever does come up,
Tony:
Elijah, you deliver up worry, which I believe is a crucial factor for us to in all probability shut out with. However worry is typically a superb factor, proper? As a result of in case you are working within your consolation zone, you’re usually not fearful. However in case you’re working within your consolation zone, you’re additionally not rising, you’re additionally not getting higher. So if each of these statements are true, then the one manner you could develop as an individual, as an actual property investor, as an entrepreneur is to step outdoors of your consolation zone, which at all times induces slightly little bit of worry. And I believe the query for the Ricks which might be listening is what sort of particular person do you really wish to be? Do you wish to be the one who continues to let their fears counsel the motion, the actions that they do or that they don’t take? Or do you wish to let your targets and your visions be the factor that drives the next step? So I do know lots of of us are sitting on the sideline, they’ve that worry, however guys, worry is an effective factor as a result of it means you’re getting into one thing new. And for you, Elijah, once more, tremendous spectacular. You’re capable of break previous that and do this scary factor, and clearly it’s labored out fairly effectively for you.
Elijah:
Sure. So as to add on to that actually fast, Tony, me being a boxer, there’s not likely something scarier than getting up into that ring and understanding the man throughout from you is making an attempt to knock your head off. So how Mike Tyson’s coach Cusato stated, everyone has worry, and in case you don’t have worry, then both you’re mendacity or one thing’s mistaken and you need to go to the hospital like a deer. Yeah, like a deer in the course of the woods. As soon as he hears that twig of a snap, he’s gone. That worry retains him alive. Similar to the way it retains us people alive. It’s a pure intuition like what you need to be utilizing. And that’s how Mike Tyson actually grew to become who Mike Tyson was. He used that worry like a hearth and hearth can both burn your home down or you’ll be able to cook dinner your meals. In order that’s sort of how I take advantage of my worry.
Ashley:
Elijah, thanks a lot for becoming a member of us right this moment. We’re going to hyperlink your info into the present notes. If you happen to’re watching on YouTube, it’ll be within the description. Thanks a lot for taking the time, giving again, and sharing your journey and offering a lot info to the rookies which might be listening right this moment.
Elijah:
Sure, I’m actually glad that you just guys have been capable of take heed to me right this moment. Hopefully I will be that beacon of sunshine to folks round my age or folks of all ages who’re sort of simply misplaced at midnight and actually need that push of motivation. On the finish of the day, I’m not that lion who’s up high. I’m nonetheless that lion. I nonetheless have that starvation. I’m nonetheless climbing the hill. When you’re up high, you’re up high. So I’m nonetheless climbing that hill. You at all times obtained to be hungry. You at all times need to try. You at all times obtained to higher your self.
Ashley:
I believe anybody who’s over the age of 19 might be considering proper now. I want I’d’ve began after I was 19,
Elijah:
And that’s what everyone seems to be saying to me, which is why I’m
Ashley:
There. Is perhaps slightly regret and remorse listening to this episode too. However Elijah, congratulations on making such sensible choices at such a younger age. Thanks once more for coming onto the episode. I’m Ashley, and he’s Tony. Thanks a lot for listening to this episode of Actual Property Ricky.
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